Everyone knows the importance of having homeowners insurance ... even if no one wants to ever have to use it.

However, preparing as though you'll eventually need that insurance is a smart idea, starting with creating photographic evidence of your possessions.

Keep in mind, insurance photography requires a bit more organization and technique than simply walking through your house, snapping images. Click the link to read tips to help you achieve the best results when shooting photos for insurance purposes.

Among sub-$100 cameras, the Olympus VG-160 carries one of the better specification lists that you're going to find.

Granted, the VG-160's features aren't going to stand up well against most of the other cameras introduced in 2012, but this model does compare strongly against other cameras with an MSRP of $99.99. (Compare Prices) You'll find 14 megapixels of resolution, a 3.0-inch LCD, a 5X optical zoom lens, and 720p HD video capabilities with this model. Olympus is offering the VG-160 in red, orange, black, and silver body colors.

Because the VG-160 only recently became available for purchase, I haven't had a chance to review it yet, but I am hoping to have a chance to test it soon and see how it matches up against other similarly priced models.

Photo courtesy Olympus

If you received a GE camera recently -- or if you've owned one for quite a while -- please consider sharing your experiences with that camera through a "user review" of a GE camera.

Although I have a chance to review quite a large number of cameras, I don't have the time or resources to review every GE camera that's manufactured, so I'm hoping those of you reading this site can post your thoughts on cameras you own, which will help all of the site's readers as they're trying to find great cameras to purchase. Good experiences and bad experiences are both welcomed.

Just click the link below to enter your camera's information, which should require only 3-5 minutes. And, if you own a non-GE camera, you can find user review forms for other models on the Camera Reviews page.

GE Camera User Review Form

Fixed lens cameras with large zoom lenses are quite a bit different from the popular thin point and shoot cameras that you'll commonly find on today's market. But these large zoom lens cameras continue to have a strong market, as those looking to save a bit of money versus buying a DSLR camera like the lower price with the extra features.

The latest model in this line is Sony's recently released Cyber-shot HX200V camera.

High-end features in the HX200V include a 30X optical zoom lens, 18.2 megapixels of resolution, 1080p HD video, ISO settings up to 12800, an optical viewfinder, a popup flash unit, and a 3.0-inch high-resolution LCD.

The HX200V camera is a really large unit, so it won't appeal to everyone. However, if you want a high-end camera and can afford the MSRP of $479.99 (Compare Prices), this model is a strong contender.

Photo courtesy Sony